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Insurance and Payment Options

When the practice was started in 1998, Dr. Luczak’s goal was to create a practice that his patients would enjoy. Our extended goal is to create a positive experience for you, and give you a reason to show the smile that we help you create. In our office we accept most insurance plans. We do this to provide quality dentistry to a bigger and wider variety of patients.  We currently accept:


  • Aetna
  • Cigna
  • Delta Dental
  • MetLife
  • Principal
  • Assurant


If you have any questions about the dental insurance you have and your benefits, we invite you to give us a call. We’re always ready to help you with your questions and concerns.


We understand that even though we try to open up our services to most patients, there are those who don’t have any dental insurance. Our goal is to provide a way for everyone to receive the kind of quality care and dental health to everybody, regardless of insurance status. Thus, for our dental patients who don’t have any dental insurance, we have several options available for you:


  • Cash Discounts - 20% discount to cash paying patients.  
  • All Major Credit Cards
  • Care Credit
  • HRG Credit
  • Baby Boomer Discounts 

Online Payments

To make a payment online with a credit or debit card.  Please visit our Patient Resource page.

Special Financing Options

If you would like to apply for special financing from Care Credit or BHG, visit our Patient Resource page for direct links to financing options.



The Dentist Off Main reserves the right to move, add or change any discounts without prior notice.  Promotions and discounts cannot be combined with any additional offers, discounts or promotions.  Cannot be applied to previous transactions.  Other restrictions may apply.